|Some banks are reducing credit-score requirements and offering more generous loan terms, eager to lend after tightening up when the pandemic hit.|
My experience in working with James and Concept Mortgage has been very positive. I have worked with them several times over the years. They have responded in a timely and respectful manner. They have answered my questions to the fullest with a sound knowledge base
Concept Mortgage came through for me after being laid off and loosing my home. I never would have dreamed about owning a home again! When all the banks said they would not approve me for a loan to purchase another home. James Saville from Concept Mortgage opened the door for me to have the American Dream again. I am a home owner again because he believed in me and gave back what I lost. I could not thank Concept Mortgage enough! Thank You!
My experience with Concept Mortgage was extremely positive. Remy Gomez was extremely efficient and thorough, and got us a very good rate to refinance our home with. I was surprised how quickly the process went with her, because I had tried to refinance with other companies in the past and was unable to find a company/broker who I felt comfortable with. I also really liked the notary person, Erika Bautista. She explained everything well and was very prepared for the signing.
I appreciate the expert and patient service I received from James Saville. All people and businesses are pleasant and dependable to work with. I will choose to work with Concept Mortgage and James again. Many thanks
My husband and I were initially referred to James through a friend. Since day one, James has been nothing but helpful. He is knowledgeable and very patient. He took the time to explain the process to us and made sure we understood. We have worked with James and Concept Mortgage since several years now and have nothing but positive recommendations.